PayclioPayclio

Money moves
better with Payclio.

Send, receive, pay, and manage money from one beautifully simple account.

Fast transfersBank-grade security24/7 support
Our products

Everything you need, all in one place.

Multi-currency wallets

Hold USD, EUR, GBP, NAD, and ZAR in one account. Your first wallet is free.

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QR code payments

Every account gets a branded QR code. Scan to pay, no app switching required.

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Payment links

Generate a locked-amount link in seconds and send it anywhere: chat, email, invoice.

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Virtual & physical cards

Issue a Visa card in minutes for online spending, or order a physical one for everyday use.

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Merchant card acceptance

Take Visa, Mastercard, Apple Pay, and Google Pay on a Payclio-hosted checkout page.

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Fast bank withdrawals

Move wallet balance to a verified bank account, reviewed and paid out within one business day.

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For merchants

Built to help your business grow.

Powerful payment tools that help you accept more, automate more, and grow faster.

A small business owner in her plant shop, ready to accept a payment
Today's takings+12.5%
$8,240.75
Payment from Alex+$120.00

Global reach

Send and receive money across 10+ countries and growing.

Bank-grade security

Your money and data are protected with top-tier security.

Lightning fast

Real-time payments and instant notifications.

Always here

Support when you need it, from a real team.

Ready to get started?

Open a free wallet in minutes. No monthly subscription, no hidden fees.