Features
Every way
to move money.
Wallets in five currencies, payment links and QR codes, card payments for business, and withdrawals to your bank. All in one account.
Total balance
$4,732.50
PAYMENT LINKS
One link. Every customer.
Every account has a public URL at payclio.com/pay/{handle}. Share it once and receive money forever, no per-transaction setup, no per-customer onboarding.
- Custom handle for merchants (e.g. payclio.com/pay/myshop)
- Phone-number URLs for personal users
- Hosted page with your business logo and name
- Open amount or amount-locked, your call
QR CODES
Scan-and-pay everywhere.
Every payment link and every payment request comes with an auto-generated QR. Print it on receipts, posters, business cards. Show it at the counter. Customers scan and land on your hosted payment page.
- Print it or share it, at any size
- Auto-generated for links and one-off requests
- Works with any phone camera, no app required
- Universal, encodes a standard URL
MULTI-CURRENCY WALLETS
Hold five currencies.
Open a free USD wallet on signup. Add EUR, GBP, ZAR or NAD for a one-off $39 each. Move money between your wallets and see the rate, the fee and what you receive before you confirm.
- USD wallet free on signup
- Additional wallets $39 one-off (paid by card or from your balance)
- Exchange fee plus a rate margin, shown before you confirm
- Converted between your own wallets straight away
PAYMENT REQUESTS
Lock the amount. Set the expiry.
Create a one-off request with a set amount and a memo. Share it with a customer, they pay it once, and you can see which request was paid.
- Amount-locked, customer can't under- or over-pay
- Expires after 7, 14, 30 or 90 days, your choice
- Memo field for invoice numbers / order refs
- Shareable URL and QR on the same page
“Invoice #4821”
PAYCLIO CARDS, COMING SOON
Payclio cards are on the way.
We are working on Payclio cards that spend from your wallet balance. They are not available yet. We will let you know when they launch.
CARD PAYMENTS
Take cards from any customer.
Business accounts can take Visa and Mastercard on every payment link and payment request, right on the Payclio-hosted page. The money goes to your wallet once the payment goes through.
- Visa and Mastercard
- Card form on the payment page, card numbers never reach Payclio
- 3D Secure checks when the card's bank asks for them
- Your first card payment is held for 72 hours, later ones are not
Card details go to our PCI DSS compliant card processor
DEVELOPER API
Integrate Payclio into anything.
Create an API key and use the REST API to create payment requests and check their status from your own site or app. Webhooks tell you when a request is paid, expires or is cancelled. Selling on WordPress? Use our WooCommerce plugin.
- API keys you can revoke at any time
- Webhooks: payment_request.paid, .expired, .cancelled
- Webhooks signed with HMAC-SHA256
- WooCommerce plugin for online stores
# Issue a payment request curl -X POST https://payclio.com/api/v1/payment-requests \ -H "Authorization: Bearer $PAYCLIO_KEY" \ -d '{"amount":"250.00","currency":"USD","memo":"Inv #4821"}' # 201 Created { "token": "a1b2c3d4e5f6g7h8", "hosted_url": "https://payclio.com/req/a1b2...", "status": "pending" }
TWO-FACTOR AUTH
Lock your account down, your way.
Add a second check at sign-in. Pick the channel that fits how you work: a code by WhatsApp/SMS, a code by email, or time-based codes from an authenticator app you already trust.
- WhatsApp first, automatic SMS fallback
- Email codes from your verified address
- Authenticator apps: Google Authenticator, Authy, 1Password, Duo Mobile
- Switch methods or turn off anytime
Google Authenticator, Authy, 1Password, Duo Mobile
MERCHANT TOOLS
A console built for selling.
Your business account gets its own pay page with your name and logo, withdrawals to your verified bank account, a full transaction history and a team with roles.
- Withdraw to your verified bank account
- Your name and logo on your /pay/{handle} page
- Transaction history, tap any payment for the details
- Team roles: Owner, Admin, Finance, Staff, Developer, View only
Merchant console